Jan 2, 2024 · Starting off the new year with a bang, having not applied for a card in years, but we do go to Universal Studios. Soooooooo, thank you FNBO $15,000 credit limit, I went for the free card instead of the AF card. DP: 806 trans score. 0/24 well now 1/24. lol. Adding looks like they pulled only Exp...

May 12, 2017 · from "Universal Credit Services: It pulled from all three credit agencies as well. I was NOT looking for a loan or for a new credit card (haven't even inquired in the last year). And never heard of "Universal Credit Services" Am calling them tomorrow to see why they pulled my credit report. What other steps should I take?

Jan 23, 2016 · Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.

Jan 21, 2025 · Personal: Upgrade Triple Cash Rewards $1,000, Capital One Quicksilver $3,000, Avant $750, Credit One $450, Credit One Black $950, Destiny $300, Milestone $300, Mission Lane $400, Cerulean $1,500, Merrick Bank Black $700, Upgrade $1,000, Fingerhut $1,300.....

Nov 19, 2014 · Synchony agreed to delete the derogatory information from a paid Amazon chargeoff from 2011. With their letter, they enclosed a Universal Data Form, which I understand to be what they send to the CRA's so that they'll update their information. However, the form has two codes on it (Account Status - ...

Jun 24, 2022 · About 12 years ago I defaulted on an AT&T Universal Card, which was issued by Citibank. Since then I have not applied for any Citi cards, under the assumption that I'm on a blacklist. I've occasionally checked Citi's prequalification page and have come up empty.

Jan 8, 2025 · Additionally, if a $10k credit reduction matters, either you don't hold enough of an overall credit amount yet, or there is something in your profile that shows they don't like what they see, or lastly, in how you manage the debtload. It's not fair, it's the nonsense that banks are pushing today. They will limit your overall credit amounts.

Aug 11, 2024 · On my credit card account they all had various company names. The only thing that coded as being Universal Studios and got 4% was a photos package we purchased inside the park. It's a package to get access to all the memory maker photos taken of you by photographers stationed inside the park and pictures taken of you during rides.

Apr 28, 2014 · Both cards are on my credit report, the old card shows as closed / card lost or stolen / never late till the month that it was replaced. The new card reports as open from the open date of the old card but amounts show only from the month when the change actually happen.

Dec 23, 2022 · Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your …