KEY TAKEAWAYS As ongoing lawsuits still block the Saving for a Valuable Education (SAVE), borrowers who have been in forbearance for months are fleeing the repayment plan to continue their progress toward loan forgiveness.

Many older borrowers face confusing repayment systems that hinder their ability to manage student loan debt, often leading to frustration and financial strain.

HONOLULU, Hawaii (Island News) -- If you have questions about the federal student loan repayment restart, you are not alone. Many borrowers looked into their accounts Monday, May 5 to see no payments are due. Meanwhile, the federal government said unpaid loans could impact credit reports and take away from paychecks.