The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

We're here to clear up persistent misconceptions about government-sponsored USDA loans, so homebuyers can benefit from this ...

USDA loans are only available for properties that meet certain criteria. Here are some official house rules you need to know.

USDA home loans offer a path to homeownership for those with lower incomes and for people who are looking to buy a home in certain areas of the country. These mortgages are backed by the US Department ...

For first-time home buyers, it can be challenging to save up for a down payment. Down payments vary considerably — from the 3.5% required for FHA loans for first-time buyers to the 20% that many ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

The biggest difference between USDA loans and conventional mortgages is that USDA loans typically have lower interest rates because the government insures them. The best provider of USDA loans is ...

For many homebuyers, it’s the realization of a dream: a house in the country, with acreage and distant neighbors. But the imbalance of home value to land value can make finding a mortgage challenging.

As world events have people in business, government and economic development contemplating the tension between energy independence and sustainability, it’s worth exploring how creative financing can ...