5-Year Mortgage Rate Trends What Factors Influence Mortgage Rates? Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy ...

After surging in April to a 2025 high, mortgage rates plunged and then have inched up only slightly from that low. Here's where that leaves monthly loan payments.

Today’s mortgage rates rose again, with 30-year fixed loans now at 6.85%. Here's what’s driving the increase and what buyers should know.

Mortgage rates rose in the past week, but they remain relatively stable and are unlikely to further constraint housing affordability.

A majority of U.S. loan officers are bracing for an economic downturn, according to HomeLight’s Q2 2025 Lender Insights & Predictions survey, which polled over 105 top lending institutions including The Loan Store,

When the Fed raises interest rates to control inflation, mortgage rates may increase as well. Housing Market Trends: Supply and demand dynamics in the housing market can also influence mortgage rates.

"Looking ahead, the Fed’s wait-and-see approach is likely to keep mortgage rates at a high-6% in the near term, unless major policy developments or economic shifts occur, such as notable outcomes from the upcoming U.S.-China trade talks scheduled for this weekend," says Realtor.com ® economist Jiayi Xu.

US home sales have hit a 15-year low in April, mirroring trends from 2009, as mortgage rates hover near 7%. Existing home sales dipped 0.5% from March

“When it comes to mortgage rates and inflation, beyond the usual impact of monetary policy and natural inflation trends, we may see additional inflationary pressure from potential tariffs on maj ...

Moody’s decision to join other major ratings agencies in downgrading the U.S.’s once-pristine credit rating could have a tangible impact on Americans’ wallets. The agency has dropped the U.S. sovereign credit rating—an assessment of the country’s ability to pay its debts—down one level from the highest possible Aaa to Aa1.