Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

The fact that the accounts can convert to a Roth IRA at age 18 makes them worth a second look for long-term planning.

Do Roth conversions make sense at age 60 or beyond? It depends.

A careful analysis year to year is usually better than converting the whole thing just to avoid required minimum distributions (RMD) but there are several variables to consider. When you execute a ...

Q. Dan, I will be required to start taking withdrawals from my IRA in 2030. We have military retirement pay, Social Security, and a small pension so my wife and I don’t need to take money from the IRA ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.

Converting your traditional individual retirement arrangement (IRA) or 401(k) account to a Roth IRA often appears to be a clear financial win. Pull some capital from your retirement accounts, pay a ...

Yes, so long as you qualify to make a Roth IRA contribution Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who ...

The year 2010 marks the first time that wealthy individuals will have easy access to a Roth IRA. Although they still won't be able to make contributions to a Roth IRA if their adjusted gross income ...