government shutdown, The Health Insurance
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The healthcare policy think tank KFF released the analysis on enhanced health insurance subsidies that have been at the heart of government funding talks.
Insurer filings reveal widespread and substantial proposed rate increases for 2026, with insurers commonly citing increasing health care costs and the expiration of enhanced premium tax credits as key drivers.
Employers say they are facing the biggest increase in health costs in more than a decade — almost 9 percent on average. Workers’ best option, experts say, is to carefully weigh various plans.
The imminent expiration of COVID-era health care subsidies could see the insurance premium costs soar for millions of Americans.
Health insurance costs for Hoosiers on the federal health care marketplace are set to nearly double next year if Congress doesn't extend enhanced premium tax credits created during the Biden administration.
"Republicans are spiking health insurance premiums by 75% for everyday Americans" if they don’t extend the enhanced Affordable Care Act subsidies, said House Democratic Whip Katherine Clark.
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Changes to health insurance may leave many without agents
This year has seen changes to Minnesota's health insurance ecosystem, and with Open Enrollment approaching, those changes will soon hit the public, particularly senior citizens with Medicare who use insurance agents.
Nearly half-a-million Pennsylvanians get Affordable Care Act-subsidized health coverage through Pennie, with that assistance now at the center of the federal shutdown battle.
After a suicide attempt, doctors told the Benz-Bushlings their son needed residential mental health treatment. Their insurance said that level of care was “not medically necessary.”
“Algorithms are only as good as the data they are trained on. If the training data reflects biases, the AI will perpetuate them. For example, claims from certain demographics or geographic areas may face higher rates of denial due to skewed data,” according to the law office of Gianelli & Morris in California [4].