Federal loan changes will affect Graduate PLUS, Parent PLUS, and Direct Unsubsidized Loans from the 2026-27 academic year.

・Grad PLUS loans are ending for new borrowers after June 30, 2026, due to the One Big Beautiful Bill Act (OBBBA). ・Graduate and professional students will still be able to borrow federal loans through ...

After being told for years to consolidate federal student loans, we are now entering a period during which federal student ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Student loans allow you to borrow money to cover college and school-related expenses. Browse Investopedia’s expert written ...

New borrowers aren’t eligible for Grad Plus loans starting in July.

Since it doesn't require a credit check and has more hardship protectinos, the best loan for graduate school is a federal ...

As a graduate student, you have the option to take out federal direct unsubsidized loans, graduate PLUS loans or private student loans. Federal direct unsubsidized loans generally have both the lowest ...

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Graduate students may apply for Federal Direct Loans by submitting a FAFSA. Legacy borrowers may apply for Federal Direct PLUS Loans. Your financial aid award notification will include details about ...