A debt collector may be able to freeze your bank account, but if it's a joint account, the rules get complicated.

Many individuals struggling with rising prices may be able to significantly reduce their debt through negotiation.

A creditor with a judgment can hit your paycheck and your account at the same time, causing major financial issues.

Debt collection calls have increased by over 200% in the past year, with over 194,000 of them being reported as fraudulent or abusive and threatening, according to data from the Federal Trade ...

The timing of your settlement offer could have a big impact on how much you ultimately pay to get rid of your debt.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Virginia is about to get a handful of new laws to crack down on debt collectors.

As long as the total of your liabilities exceeds the value of your assets when your debt is canceled, you may claim the ...