For households with very little saved, there is a rulebook. A tight retirement requires you to restructure your spending, maximize Social Security and delay withdrawals as late as possible. For ...

Leaving a 401(k) at a former employer can shrink your nest egg. These steps could help protect your retirement and boost ...

Some older Americans will see a change in how they can make 401(k) catch-up contributions next year. Is there a catch?

Changes are coming to “catch-up” contributions under 401(k) retirement plans for employees aged 50 or older who are ...

SECURE 2.0 rules may affect 401(k) contributions for high earners, requiring adjustments to optimize retirement savings.

The U.S. Treasury Department and the Internal Revenue Service (IRS) have issued the final regulations for retirement ...

Starting in 2026, high earners age 50 and older who earned more than $145,000 in the prior year will no longer be able to ...

The SECURE 2.0 Act includes several retirement savings-related provisions homeowners should be aware of before settling down.

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Whether you have millions of dollars in your 401(k) or just a few thousand, once you leave your job, you have to make a decision on what to do with that money. For some retirees, it makes sense to ...

Your spouse’s employer plan may force you into withdrawals sooner than you think. Here’s what you need to know.

It suggests withdrawing 4% of your nest egg in your first year of retirement, adjusting for inflation in subsequent years. (There are other withdrawal strategies to consider, by the way.) So taking ...